Jeremy Fierstein

Jeremy Fierstein

(480) 620-7363

Assumable homes for sale in Prescott, AZ

61 homesVA & FHA loansrates from 2.80% vs 7.40% today

Prescott assumption guide
6174 Buckboard Drive, Prescott Valley, AZ, 86314 — assumable VA mortgage at 2.80%
VA
Active
33
$385,000$88,910 equity gap
Rate
2.80%
7.40%today
Payment
$1,370/mo
$2,309today
  • 3beds
  • 2baths
  • 1,508sqft

6174 Buckboard Drive, Prescott Valley

8500 Yavapai Road, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 2.83%
FHA
Active
55
$330,000$86,236 equity gap
Rate
2.83%
7.40%today
Payment
$1,156/mo
$1,940today
  • 3beds
  • 2baths
  • 1,122sqft

8500 Yavapai Road, Prescott Valley

8500 Yavapai Road, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 2.83%
FHA
Active
55
$330,000$86,236 equity gap
Rate
2.83%
7.40%today
Payment
$1,156/mo
$1,940today
  • 3beds
  • 2baths
  • 1,122sqft

8500 Yavapai Road, Prescott Valley

8225 Manley Drive, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 3.04%
FHA
Active
45
$375,000$111,048 equity gap
Rate
3.04%
7.40%today
Payment
$1,263/mo
$2,063today
  • 3beds
  • 2baths
  • 1,452sqft

8225 Manley Drive, Prescott Valley

2 WOODSIDE Drive, Prescott, AZ, 86305 — assumable VA mortgage at 3.07%
VA
Active
24
$625,000$177,447 equity gap
Rate
3.07%
7.40%today
Payment
$2,115/mo
$3,443today
  • 3beds
  • 3baths
  • 2,407sqft

2 WOODSIDE Drive, Prescott

2 WOODSIDE Drive, Prescott, AZ, 86305 — assumable VA mortgage at 3.07%
VA
Active
23
$625,000$177,447 equity gap
Rate
3.07%
7.40%today
Payment
$2,115/mo
$3,443today
  • 3beds
  • 3baths
  • 2,407sqft

2 WOODSIDE Drive, Prescott

5351 WICKIUP Road, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 3.04%
FHA
Active
6
$425,000$166,722 equity gap
Rate
3.04%
7.40%today
Payment
$1,244/mo
$2,033today
  • 3beds
  • 2baths
  • 1,392sqft

5351 WICKIUP Road, Prescott Valley

1375 Lakeview Road, Prescott, AZ, 86301 — assumable VA mortgage at 3.07%
VA
Active
46
$359,000$137,271 equity gap
Rate
3.07%
7.40%today
Payment
$1,050/mo
$1,709today
  • 4beds
  • 2baths
  • 1,509sqft

1375 Lakeview Road, Prescott

4860 Judy Circle, Prescott Valley, AZ, 86314 — assumable VA mortgage at 3.75%
VA
Active
22
$395,999$119,840 equity gap
Rate
3.75%
7.40%today
Payment
$1,406/mo
$2,102today
  • 3beds
  • 2baths
  • 1,157sqft

4860 Judy Circle, Prescott Valley

1229 SIERRY PEAKS Drive, Prescott, AZ, 86305 — assumable VA mortgage at 2.83%
VA
Active
78
$2,149,990$1,216,416 equity gap
Rate
2.83%
7.40%today
Payment
$4,427/mo
$7,431today
  • 5beds
  • 5baths
  • 4,516sqft

1229 SIERRY PEAKS Drive, Prescott

1229 SIERRY PEAKS Drive, Prescott, AZ, 86305 — assumable VA mortgage at 2.83%
VA
Active
78
$2,149,990$1,216,416 equity gap
Rate
2.83%
7.40%today
Payment
$4,427/mo
$7,431today
  • 5beds
  • 5baths
  • 4,516sqft

1229 SIERRY PEAKS Drive, Prescott

00 Nugget Patch Trail, Prescott, AZ, 86303 — assumable VA mortgage at 2.88%
VA
Active
18
$149,500Potential short sale
Rate
2.88%
7.40%today
Payment
$4,110/mo
$6,854today
  • —beds
  • —baths
  • —sqft

00 Nugget Patch Trail, Prescott

4900 Calle Santa Cruz, Prescott Valley, AZ, 86314 — assumable VA mortgage at 2.90%
VA
Active
28
$474,900$224,076 equity gap
Rate
2.90%
7.40%today
Payment
$1,174/mo
$1,953today
  • 3beds
  • 2baths
  • 1,654sqft

4900 Calle Santa Cruz, Prescott Valley

3861 Navajo Drive, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 2.98%
FHA
Active
31
$329,900$175,705 equity gap
Rate
2.98%
7.40%today
Payment
$730/mo
$1,201today
  • 3beds
  • 2baths
  • 1,272sqft

3861 Navajo Drive, Prescott Valley

5240 Hondo Drive, Prescott Valley, AZ, 86314 — assumable VA mortgage at 3.00%
VA
Active
23
$229,900$229,900 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 924sqft

5240 Hondo Drive, Prescott Valley

1013 Craftsman Drive, Prescott, AZ, 86301 — assumable VA mortgage at 3.10%
VA
Active
42
$665,000$339,938 equity gap
Rate
3.10%
7.40%today
Payment
$1,542/mo
$2,499today
  • 3beds
  • 2baths
  • 1,926sqft

1013 Craftsman Drive, Prescott

1525 Varsity Drive, Prescott, AZ, 86301 — assumable VA mortgage at 3.33%
VA
Active
85
$639,900$403,742 equity gap
Rate
3.33%
7.40%today
Payment
$1,200/mo
$1,890today
  • 3beds
  • 2baths
  • 1,945sqft

1525 Varsity Drive, Prescott

3096 Montana Drive, Prescott, AZ, 86301 — assumable VA mortgage at 4.67%
VA
Active
50
$599,999$95,188 equity gap
Rate
4.67%
7.40%today
Payment
$2,811/mo
$3,766today
  • 3beds
  • 2baths
  • 1,777sqft

3096 Montana Drive, Prescott

5779 Oak Cove, Prescott, AZ, 86305 — assumable VA mortgage at 4.67%
VA
Active
69
$875,000$123,213 equity gap
Rate
4.67%
7.40%today
Payment
$4,186/mo
$5,608today
  • 3beds
  • 3baths
  • 2,901sqft

5779 Oak Cove, Prescott

1812 READING Lane, Prescott, AZ, 86301 — assumable VA mortgage at 3.57%
VA
Active
59
$598,000$345,108 equity gap
Rate
3.57%
7.40%today
Payment
$1,476/mo
$2,256today
  • 4beds
  • 3baths
  • 2,616sqft

1812 READING Lane, Prescott

8790 Totem Circle, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 3.61%
FHA
Active
41
$344,900$194,333 equity gap
Rate
3.61%
7.40%today
Payment
$800/mo
$1,217today
  • 4beds
  • 2baths
  • 1,673sqft

8790 Totem Circle, Prescott Valley

8790 Totem Circle, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 3.61%
FHA
Active
41
$344,900$194,333 equity gap
Rate
3.61%
7.40%today
Payment
$800/mo
$1,217today
  • 4beds
  • 2baths
  • 1,673sqft

8790 Totem Circle, Prescott Valley

3450 PLEASANT VIEW Drive, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 3.63%
FHA
Active
33
$649,900$488,125 equity gap
Rate
3.63%
7.40%today
Payment
$1,075/mo
$1,632today
  • 3beds
  • 2baths
  • 2,126sqft

3450 PLEASANT VIEW Drive, Prescott Valley

3450 PLEASANT VIEW Drive, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 3.63%
FHA
Active
36
$649,900$488,125 equity gap
Rate
3.63%
7.40%today
Payment
$1,075/mo
$1,632today
  • 3beds
  • 2baths
  • 2,126sqft

3450 PLEASANT VIEW Drive, Prescott Valley

6397 Deacon Street, Prescott Valley, AZ, 86314 — assumable VA mortgage at 3.69%
VA
Active
55
$574,900$391,367 equity gap
Rate
3.69%
7.40%today
Payment
$1,138/mo
$1,715today
  • 3beds
  • 2baths
  • 2,032sqft

6397 Deacon Street, Prescott Valley

520 Cortez Street, Prescott, AZ, 86303 — assumable VA mortgage at 3.72%
VA
Active
58
$1,130,000$959,781 equity gap
Rate
3.72%
7.40%today
Payment
$906/mo
$1,360today
  • —beds
  • —baths
  • 5,609sqft

520 Cortez Street, Prescott

4349 Tonto Way, Prescott Valley, AZ, 86314 — assumable VA mortgage at 3.87%
VA
Active
23
$419,999$273,509 equity gap
Rate
3.87%
7.40%today
Payment
$890/mo
$1,311today
  • 3beds
  • 2baths
  • 1,370sqft

4349 Tonto Way, Prescott Valley

3803 Sheldon Road, Prescott, AZ, 86303 — assumable FHA mortgage at 3.88%
FHA
Active
42
$575,000$350,219 equity gap
Rate
3.88%
7.40%today
Payment
$1,302/mo
$1,916today
  • 4beds
  • 3baths
  • 2,360sqft

3803 Sheldon Road, Prescott

3870 DOWLING Court, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 4.03%
FHA
Active
21
$219,500$129,066 equity gap
Rate
4.03%
7.40%today
Payment
$525/mo
$758today
  • 2beds
  • 2baths
  • 841sqft

3870 DOWLING Court, Prescott Valley

3870 DOWLING Court, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 4.03%
FHA
Active
22
$219,500$129,066 equity gap
Rate
4.03%
7.40%today
Payment
$525/mo
$758today
  • 2beds
  • 2baths
  • 841sqft

3870 DOWLING Court, Prescott Valley

4885 Ramada Drive, Prescott, AZ, 86301 — assumable VA mortgage at 4.14%
VA
Active
22
$444,444$263,383 equity gap
Rate
4.14%
7.40%today
Payment
$1,025/mo
$1,462today
  • 3beds
  • 2baths
  • 1,450sqft

4885 Ramada Drive, Prescott

4885 Ramada Drive, Prescott, AZ, 86301 — assumable VA mortgage at 4.17%
VA
Active
22
$444,444$263,256 equity gap
Rate
4.17%
7.40%today
Payment
$1,029/mo
$1,462today
  • 3beds
  • 2baths
  • 1,450sqft

4885 Ramada Drive, Prescott

7601 Cocopah Drive, Prescott Valley, AZ, 86314 — assumable VA mortgage at 4.19%
VA
Active
38
$420,000$363,736 equity gap
Rate
4.19%
7.40%today
Payment
$374/mo
$530today
  • 3beds
  • 2baths
  • 1,464sqft

7601 Cocopah Drive, Prescott Valley

2225 Hillside Loop Road, Prescott, AZ, 86301 — assumable FHA mortgage at 4.20%
FHA
Active
46
$375,500$300,083 equity gap
Rate
4.20%
7.40%today
Payment
$458/mo
$648today
  • 3beds
  • 2baths
  • 1,676sqft

2225 Hillside Loop Road, Prescott

6477 Hereford Avenue, Prescott Valley, AZ, 86314 — assumable VA mortgage at 6.50%
VA
Active
50
$443,000$8,589 equity gap
Rate
6.50%
7.40%today
Payment
$2,756/mo
$3,019today
  • 3beds
  • 2baths
  • 1,455sqft

6477 Hereford Avenue, Prescott Valley

4714 Edgemont Road, Prescott Valley, AZ, 86314 — assumable VA mortgage at 6.72%
VA
Active
69
$570,000$26,435 equity gap
Rate
6.72%
7.40%today
Payment
$3,556/mo
$3,808today
  • 4beds
  • 2baths
  • 2,036sqft

4714 Edgemont Road, Prescott Valley

Assuming a mortgage in Prescott

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.80%
Lowest existing payment
$374 /mo
Median cash to assume
$133,169
Jeremy Fierstein

Jeremy Fierstein

Realtor License: SA652937000

Assume with Jeremy Fierstein - Elevate48

jeremy@elevate48.com+14806207363Assume with Jeremy Fierstein - Elevate48 logo
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Equal Housing Opportunity

Assume with Jeremy Fierstein - Elevate48 is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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