Jeremy Fierstein

Jeremy Fierstein

(480) 620-7363

Assumable homes for sale in Phoenix, AZ

25 homesFHA & VA loansrates from 2.20% vs 7.40% today

Phoenix assumption guide
3214 MOHAWK Lane, Phoenix, AZ, 85027 — assumable VA mortgage at 3.05%
VA
Active
30
$360,000$59,344 equity gap
Rate
3.05%
7.40%today
Payment
$1,421/mo
$2,319today
  • 2beds
  • 2baths
  • 1,056sqft

3214 MOHAWK Lane, Phoenix

3411 IRMA Lane, Phoenix, AZ, 85027 — assumable VA mortgage at 3.08%
VA
Active
19
$325,000$61,263 equity gap
Rate
3.08%
7.40%today
Payment
$1,270/mo
$2,065today
  • 2beds
  • 2baths
  • 1,094sqft

3411 IRMA Lane, Phoenix

19048 6TH Drive, Phoenix, AZ, 85027 — assumable VA mortgage at 3.55%
VA
Active
28
$475,000$60,666 equity gap
Rate
3.55%
7.40%today
Payment
$2,056/mo
$3,150today
  • 3beds
  • 2baths
  • 1,533sqft

19048 6TH Drive, Phoenix

3144 MICHELLE Drive, Phoenix, AZ, 85053 — assumable VA mortgage at 3.02%
VA
Active
17
$379,500$139,365 equity gap
Rate
3.02%
7.40%today
Payment
$1,141/mo
$1,869today
  • 3beds
  • 1baths
  • 1,332sqft

3144 MICHELLE Drive, Phoenix

2029 COOLBROOK Avenue, Phoenix, AZ, 85023 — assumable FHA mortgage at 2.20%
FHA
Active
32
$430,000$293,984 equity gap
Rate
2.20%
7.40%today
Payment
$715/mo
$1,208today
  • 3beds
  • 2baths
  • 2,066sqft

2029 COOLBROOK Avenue, Phoenix

2102 Utopia Road, Phoenix, AZ, 85027 — assumable VA mortgage at 2.77%
VA
Active
53
$479,900$279,917 equity gap
Rate
2.77%
7.40%today
Payment
$940/mo
$1,590today
  • 4beds
  • 2baths
  • 1,844sqft

2102 Utopia Road, Phoenix

18419 32ND Lane, Phoenix, AZ, 85053 — assumable VA mortgage at 2.79%
VA
Active
18
$290,000$149,013 equity gap
Rate
2.79%
7.40%today
Payment
$663/mo
$1,118today
  • 2beds
  • 1baths
  • 1,096sqft

18419 32ND Lane, Phoenix

2227 MOHAWK Lane, Phoenix, AZ, 85027 — assumable VA mortgage at 3.36%
VA
Active
20
$339,000$131,534 equity gap
Rate
3.36%
7.40%today
Payment
$1,060/mo
$1,663today
  • 3beds
  • 2baths
  • 1,334sqft

2227 MOHAWK Lane, Phoenix

19208 5TH Avenue, Phoenix, AZ, 85027 — assumable FHA mortgage at 3.56%
FHA
Active
26
$500,000$451,268 equity gap
Rate
3.56%
7.40%today
Payment
$322/mo
$493today
  • 3beds
  • 2baths
  • 1,212sqft

19208 5TH Avenue, Phoenix

2301 SAINT JOHN Road, Phoenix, AZ, 85023 — assumable FHA mortgage at 3.68%
FHA
Active
30
$425,000$315,262 equity gap
Rate
3.68%
7.40%today
Payment
$654/mo
$986today
  • 3beds
  • 2baths
  • 1,645sqft

2301 SAINT JOHN Road, Phoenix

18616 5TH Avenue, Phoenix, AZ, 85027 — assumable FHA mortgage at 3.74%
FHA
Active
28
$376,000$163,260 equity gap
Rate
3.74%
7.40%today
Payment
$1,135/mo
$1,699today
  • 3beds
  • 3baths
  • 1,265sqft

18616 5TH Avenue, Phoenix

1117 MICHIGAN Avenue, Phoenix, AZ, 85023 — assumable FHA mortgage at 3.88%
FHA
Active
19
$485,500$281,977 equity gap
Rate
3.88%
7.40%today
Payment
$1,176/mo
$1,731today
  • 4beds
  • 2baths
  • 2,084sqft

1117 MICHIGAN Avenue, Phoenix

20626 4TH Avenue, Phoenix, AZ, 85027 — assumable FHA mortgage at 3.89%
FHA
Active
29
$435,000$276,254 equity gap
Rate
3.89%
7.40%today
Payment
$921/mo
$1,353today
  • 4beds
  • 2baths
  • 1,397sqft

20626 4TH Avenue, Phoenix

2315 UNION HILLS Drive #120, Phoenix, AZ, 85027 — assumable FHA mortgage at 5.30%
FHA
Active
21
$270,000$50,183 equity gap
Rate
5.30%
7.40%today
Payment
$1,299/mo
$1,620today
  • 2beds
  • 3baths
  • 1,544sqft

2315 UNION HILLS Drive #120, Phoenix

3182 Williams Drive, Phoenix, AZ, 85027 — assumable FHA mortgage at 6.06%
FHA
Active
27
$390,000$19,778 equity gap
Rate
6.06%
7.40%today
Payment
$2,250/mo
$2,581today
  • 3beds
  • 2baths
  • 1,086sqft

3182 Williams Drive, Phoenix

408 PONTIAC Drive #6, Phoenix, AZ, 85027 — assumable FHA mortgage at 6.27%
FHA
Active
27
$224,900Potential short sale
Rate
6.27%
7.40%today
Payment
$1,490/mo
$1,672today
  • 2beds
  • 2baths
  • 863sqft

408 PONTIAC Drive #6, Phoenix

1835 BEHREND Drive, Phoenix, AZ, 85027 — assumable FHA mortgage at 6.73%
FHA
Active
19
$340,000$11,329 equity gap
Rate
6.73%
7.40%today
Payment
$2,173/mo
$2,325today
  • 3beds
  • 1baths
  • 1,008sqft

1835 BEHREND Drive, Phoenix

2863 MURIEL Drive, Phoenix, AZ, 85053 — assumable FHA mortgage at 6.50%
FHA
Active
22
$374,000$25,423 equity gap
Rate
6.50%
7.40%today
Payment
$2,253/mo
$2,468today
  • 3beds
  • 2baths
  • 1,320sqft

2863 MURIEL Drive, Phoenix

21227 30TH Avenue, Phoenix, AZ, 85027 — assumable VA mortgage at 6.50%
VA
Active
44
$449,900$33,641 equity gap
Rate
6.50%
7.40%today
Payment
$2,674/mo
$2,929today
  • 3beds
  • 2baths
  • 1,600sqft

21227 30TH Avenue, Phoenix

2110 MORROW Drive, Phoenix, AZ, 85027 — assumable FHA mortgage at 4.98%
FHA
Active
28
$459,000$153,756 equity gap
Rate
4.98%
7.40%today
Payment
$1,755/mo
$2,268today
  • 4beds
  • 2baths
  • 2,071sqft

2110 MORROW Drive, Phoenix

3202 MCRAE Way, Phoenix, AZ, 85027 — assumable FHA mortgage at 5.13%
FHA
Active
37
$524,900$171,453 equity gap
Rate
5.13%
7.40%today
Payment
$2,050/mo
$2,606today
  • 4beds
  • 2baths
  • 2,077sqft

3202 MCRAE Way, Phoenix

19201 7TH Drive, Phoenix, AZ, 85027 — assumable FHA mortgage at 6.27%
FHA
Active
8
$400,000$89,188 equity gap
Rate
6.27%
7.40%today
Payment
$1,999/mo
$2,243today
  • 3beds
  • 2baths
  • 1,068sqft

19201 7TH Drive, Phoenix

17623 30TH Avenue, Phoenix, AZ, 85053 — assumable FHA mortgage at 6.49%
FHA
Active
19
$409,900$350,104 equity gap
Rate
6.49%
7.40%today
Payment
$392/mo
$427today
  • 3beds
  • 2baths
  • 1,898sqft

17623 30TH Avenue, Phoenix

2106 PONTIAC Drive, Phoenix, AZ, 85027 — assumable FHA mortgage at 6.81%
FHA
Active
29
$285,000Potential short sale
Rate
6.81%
7.40%today
Payment
$2,147/mo
$2,277today
  • 3beds
  • 3baths
  • 1,360sqft

2106 PONTIAC Drive, Phoenix

17446 8TH Avenue, Phoenix, AZ, 85023 — assumable FHA mortgage at 7.66%
FHA
Active
11
$235,000$232,823 equity gap
Rate
7.66%
7.40%today
Payment
$444/mo
$433today
  • 3beds
  • 2baths
  • 1,075sqft

17446 8TH Avenue, Phoenix

Assuming a mortgage in Phoenix

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.20%
Lowest existing payment
$322 /mo
Median cash to assume
$149,013
Jeremy Fierstein

Jeremy Fierstein

Realtor License: SA652937000

Assume with Jeremy Fierstein - Elevate48

jeremy@elevate48.com+14806207363Assume with Jeremy Fierstein - Elevate48 logo
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Equal Housing Opportunity

Assume with Jeremy Fierstein - Elevate48 is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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