Assumable homes for sale in Payson, AZ

11 homesVA & FHA loansrates from 2.68% vs 7.40% today

Payson assumption guide

2003 FREDANOVICH Circle, Payson, AZ, 85541 — assumable VA mortgage at 3.07%

Active

$360,000$143,465 equity gap

Rate: 3.07%; ~~7.40%~~today
Payment: $1,063/mo; ~~$1,731~~today

3beds
2baths
1,400sqft

2003 FREDANOVICH Circle, Payson

310 TRAILWOOD Road, Payson, AZ, 85541 — assumable FHA mortgage at 2.68%

FHA

Active

$480,000$202,773 equity gap

Rate: 2.68%; ~~7.40%~~today
Payment: $1,272/mo; ~~$2,177~~today

3beds
3baths
2,174sqft

310 TRAILWOOD Road, Payson

304 RYAN Drive, Payson, AZ, 85541 — assumable FHA mortgage at 3.33%

FHA

Active

$599,999$307,317 equity gap

Rate: 3.33%; ~~7.40%~~today
Payment: $1,484/mo; ~~$2,337~~today

5beds
3baths
2,395sqft

304 RYAN Drive, Payson

207 AERO Drive, Payson, AZ, 85541 — assumable FHA mortgage at 3.45%

FHA

Active

$295,000$129,311 equity gap

Rate: 3.45%; ~~7.40%~~today
Payment: $854/mo; ~~$1,326~~today

4beds
2baths
1,455sqft

207 AERO Drive, Payson

310 MOGOLLON Trail, Payson, AZ, 85541 — assumable VA mortgage at 3.65%

Active

$489,900$281,745 equity gap

Rate: 3.65%; ~~7.40%~~today
Payment: $1,096/mo; ~~$1,658~~today

3beds
2baths
1,600sqft

310 MOGOLLON Trail, Payson

705 SHERWOOD Drive, Payson, AZ, 85541 — assumable VA mortgage at 3.65%

Active

$425,000$248,873 equity gap

Rate: 3.65%; ~~7.40%~~today
Payment: $935/mo; ~~$1,416~~today

4beds
2baths
2,280sqft

705 SHERWOOD Drive, Payson

605 WILDERNESS Trail, Payson, AZ, 85541 — assumable FHA mortgage at 4.14%

FHA

Active

$450,000$233,087 equity gap

Rate: 4.14%; ~~7.40%~~today
Payment: $1,225/mo; ~~$1,747~~today

3beds
2baths
1,310sqft

605 WILDERNESS Trail, Payson

216 AERO Drive, Payson, AZ, 85541 — assumable VA mortgage at 6.74%

Active

$350,000$19,875 equity gap

Rate: 6.74%; ~~7.40%~~today
Payment: $2,164/mo; ~~$2,313~~today

3beds
2baths
1,344sqft

216 AERO Drive, Payson

608 BONITA Street, Payson, AZ, 85541 — assumable FHA mortgage at 7.20%

FHA

Active

$390,000$70,181 equity gap

Rate: 7.20%; ~~7.40%~~today
Payment: $2,233/mo; ~~$2,277~~today

4beds
2baths
1,904sqft

608 BONITA Street, Payson

206 Stagecoach Pass, Payson, AZ, 85541 — assumable VA mortgage at 6.81%

Active

$539,900$112,165 equity gap

Rate: 6.81%; ~~7.40%~~today
Payment: $2,886/mo; ~~$3,062~~today

3beds
3baths
1,928sqft

206 Stagecoach Pass, Payson

602 MANZANITA Drive, Payson, AZ, 85541 — assumable VA mortgage at 6.99%

Active

$324,000$107,359 equity gap

Rate: 6.99%; ~~7.40%~~today
Payment: $1,474/mo; ~~$1,535~~today

3beds
2baths
1,976sqft

602 MANZANITA Drive, Payson

Assuming a mortgage in Payson

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate: 2.68%
Lowest existing payment: $854 /mo
Median cash to assume: $143,465